F. Lane Finch, Jr., has more than 30 years of experience counseling insurance carriers on a broad range of claims and coverage disputes, including small claims, nine-figure class action litigation and everything in between. He advises insurers on first- and third-party claims in Alabama related to construction, personal injury, products and professional liability, property and casualty claims, catastrophic injury, death, bad faith and extra-contractual disputes.

Lane’s clients benefit from his role and experience as a leader in the insurance industry, including his service as the chair of the Defense Research Institute’s (DRI) Insurance Law Committee. Through his connections within this 3,000-member committee and his role planning educational programming for events, Lane is uniquely positioned to stay abreast of the latest trends in insurance issues, including how courts are behaving and what direction they are going.

Leveraging his vast amount of experience and extensive understanding of the insurance industry, Lane works with clients to reduce their liability through summary judgments, mediations and, if necessary, trials. In one recent case his client was granted summary judgment against the insured’s claim that the defendant insurer owed defense and indemnity expenses well in excess of one million dollars.

Lane has a broad network of fellow leaders in the national insurance bar and continues to advance the discussion on the key developments affecting his clients. Lane provides unique client services, such as using his network to develop a specialized coverage training program covering all 50 states for a large national auto insurer.


  • The Best Lawyers in America©, 2013-present
  • AV Preeminent® Rating, Martindale-Hubbell Peer Review
  • Super Lawyers® (Business Litigation), 2008-2009
  • ABA, Section of Litigation, Insurance Coverage Litigation Committee, Outstanding Subcommittee Chair, 2010-2011
  • IADC
  • Best Lawyers (generic)
  • Finch - Best Lawyers


  • Alabama State Bar
  • American Bar Association
  • Defense Research Institute
  • State Bar of California



In the past year, Lane achieved positive results for clients through summary judgment in cases involving claims ranging from just over one million dollars to a class action claim asserting damages of more than $100 million. He was also called in at the last minute to assist in settling a medical malpractice death claim and saved the insurer hundreds of thousands of dollars through aggressive redirection of the litigation and his negotiation skills.


Thought Leadership



  • "The Additional Insured Conundrum: Who Else is Covered, for What and When?" DRI Insurance Coverage and Claims Institute, March 2018

Bar Admittances

  • Alabama
  • California


Hastings College of the Law, University of California, J.D.

California Polytechnic State University, B.S.

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