Insurers are already being called upon to respond to claims for business interruption due to business closures as a result of the ongoing COVID-19 pandemic. Most business interruption policies require “direct physical loss” to trigger coverage.
- 03.20.2020Landlords Subject to Premises Liability Claims Under Gang Act Pursuant to New Court of Appeals Decision
The Court of Appeals of Georgia recently upheld a trial court’s decision to allow claims against a landlord under Georgia’s anti-gang statute to proceed, despite the fact that the landlord had no involvement in the underlying gang activity.
On March 18, 2020, President Trump signed legislation affecting employees’ rights under the Family and Medical Leave Act (FMLA) and paid sick leave. The two provisions, the Emergency Family & Medical Leave Expansion Act (EFMLEA) and the Emergency Paid Sick Leave Act (EPSLA), are a part of the Families First Coronavirus Response Act and will be effective on April 1, 2020, applying to leave taken between April 1 and Dec. 31, 2020.
The Centers For Disease Control (CDC) has provided recommendations for responding to COVID-19, a disease caused by the new coronavirus, which the World Health Organization has now classified as a pandemic. In addition to the CDC guidelines, employers should also consider guidance from the Equal Employment Opportunity Commission (EEOC) and the Occupational Safety and Health Administration (OSHA) with respect to the Americans with Disabilities Act (ADA), workplace safety and guidelines concerning any pandemic.
- 03.11.2020Time-Limited Demand in Death Must Include Both Wrongful Death and Estate Claims and Be Authorized by All Beneficiaries
In Shin, et al. v. Infinity Insurance Co., the Northern District of Georgia granted summary judgment in favor of Infinity Auto Insurance Company (Infinity) on claims in excess of $3.5 million for bad-faith failure to settle and breach of contract. The court focused on the bad faith claim and an insurer’s duty to settle claims against its insured.
The State Board of Workers’ Compensation has expanded the use of filing a Petition for Medical Treatment (PMT) as it relates to an employee’s failure to attend a medical appointment. Pursuant to Rule 205(c), employers and insurers are now able to use a new form, PMT(b), to petition the Board for a telephone conference with an administrative law judge (ALJ) during which the employee must “show cause” why an order should not be issued directing the employee to attend an appointment with an authorized treating physician.
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