K. Martine Cumbermack is an experienced litigator with more than 20 years of legal experience. She has provided counsel and representation in workers’ compensation matters on behalf of employers, insurance companies, self-insureds and third-party administrators in both Florida and Georgia.

Martine has extensive experience in trial and appellate courts, including establishing a clearer precedent at the appellate level in defending death claims in Georgia. She has successfully litigated workers’ compensation cases at trial on various issues, including the Rycroft defense, notice and intoxication defenses.

A trusted adviser to her clients, Martine counsels them on the best way forward with their unique legal issues. She focuses on providing great accessibility to answer any questions or discuss ideas with clients, even when she is not working an active case with them, to ensure she is always available to troubleshoot problems or advise on issues they may be facing. Martine also assists clients with in-house training for employers to help mitigate risk ahead of issues in order to arm businesses with the knowledge to make smart decisions before incidents occur.

Martine holds a diversity and inclusion professionals certificate through Cornell University’s Institute of Labor & Relations. She serves as a co-chair for the firm’s Diversity Committee and represents the firm as a member of the Steering Committee of the State Bar of Georgia Diversity Program. Martine has also served on the firm’s Technology, Hiring, Marketing and Community Relations committees.

Before joining Swift Currie, Martine served as outside panel counsel and in-house counsel providing workers’ compensation defense for a major national insurance company. She has taught as an adjunct professor at the undergraduate and law school levels on subjects, including trusts and estates, workers’ compensation, criminal and civil procedure. She previously litigated cases as a public defender and served as a court-appointed Guardian Ad Litem.

Martine has become an industry leader, regularly writing and presenting locally and nationally on a wide variety of workers’ compensation topics ranging from employer affirmative defenses, light duty return to work issues, post-hire medical questionnaires, the role of aging employees in workers’ compensation and the impact of diversity on claims management, costs and results. 


  • AV Preeminent® Rating, Martindale-Hubbell Peer Review


  • Claims and Litigation Management Alliance
  • Defense Research Institute
  • Georgia Defense Lawyers Association
  • State Bar of Georgia, Diversity Program Steering Committee, Co-Chair


In her free time, Martine is a dedicated wife and mother to two young sons and is active in her sons’ tennis and Taekwondo practice and competitions. She also enjoys traveling, theatre, knitting and spending time with her family. 


Speaking Engagements

Thought Leadership


  • "Aging Gracefully? The Impact of a Senior Workforce on Workers' Compensation," Claims and Litigation Management Alliance (CLM) Workers' Compensation Magazine, September 2016
  • “Obesity as a “Disease: Potential Legal Effect and Practical Tips for Employers and Litigators,” DRI Newsletter, November 2014
  • "McRae v. Arby’s: Are We Done Now?” Workers’ Compensation Law Section Newsletter, 2013
  • “An Analysis of the Aging Worker and Their Impact in the Workers’ Compensation System,” GDLA Law Journal, June 2009


  • "Can We Talk About It? Discussions on Diversity in Marketing," Legal Marketing Association Southeast Luncheon, March 2019

Practice Areas

Bar Admittances

  • Georgia
  • Florida


University of Florida Fredric G. Levin College of Law (J.D., 1996)

University of Florida (B.A., 1993)

Cornell University (Cert. in Diversity and Inclusion, 2020)

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