“New Georgia Direct-Action Changes Aren’t Perfect: What Insurers Need to Know”
Swift Currie attorney Gillian Crowl-Parrish authored an article published by Insurance Journal providing insight on how, “New Georgia Direct-Action Changes Aren’t Perfect: What Insurers Need to Know.”
Changes to Georgia Direct Action Statutes means that there is now a limited number of instances in which a plaintiff can pursue a direct-action claim against a motor carrier insurer.
Overall, this benefits automotive insurers for the trucking industry as they will experience a decrease in costs and exposure.
Crowl-Parrish also highlights how naming an insurer in an action often led to higher verdicts in trucking cases as jurors recognize that there is insurance available to pay the claims of the plaintiff.
“The most important thing for an insurer to do is gather information that allows the insurer to assess any risks that could trigger a direct-action claim or that could impact certain claim handling decisions, such as whether to accept a pre-suit demand or when to engage outside counsel,” advises Crowl-Parrish.
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